Buy a Duplex, Triplex, or Fourplex With a VA Loan: Live in One Unit, Rent the Others — With $0 Down

Buy a Duplex, Triplex, or Fourplex With a VA Loan: Live in One Unit, Rent the Others — With $0 Down

Douglas Wilkerson
Published on: 27/10/2026

A VA loan can buy a duplex, triplex, or fourplex with $0 down if you live in one unit. Learn the 75% rental-income rule, the 6-month reserve test, and the real funding-fee math.

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